April 2, 2025Tax Planning

Should you elect S-corp status for your California LLC?

By Kelby Houston, President & CEO

How the S-corp election works, when it actually saves tax, and the California-specific rules to watch out for. A practical walkthrough for LLC owners.

The S-corp election (IRS Form 2553) is one of the most powerful tax moves available to a profitable California LLC. It's also one of the most misunderstood.

The core idea

As an LLC taxed as a sole proprietorship, every dollar of net profit is subject to self-employment tax (~15.3%). As an S-corp, only the salary you pay yourself is subject to payroll taxes; the rest flows through as distribution income. That difference — done right — can save $8,000–$20,000 a year for many owners.

The catch: reasonable compensation

The IRS requires S-corp owner-employees to pay themselves 'reasonable compensation' — a salary in line with what someone else would earn doing the same job. Set it too low and you invite an audit and back-payroll-tax bill.

California adjustments

California doesn't recognize S-corp status the way the federal government does — the state imposes a 1.5% franchise tax on S-corp net income (minimum $800). We model both the federal savings and the California cost before we recommend the election.

When it's a mistake

If your net profit is below roughly $50k–$70k, the additional payroll, tax-prep, and California cost usually eats the savings. Wait until the math works — we'll run it for free.

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