Kelby Houston

President & CEO · Licensed professional

Bio coming soon.

Articles by Kelby Houston

May 19, 2025

RMDs and Roth conversions: California-specific retirement planning

How Required Minimum Distributions and Roth conversions interact with California income tax and Medicare IRMAA — for Contra Costa County retirees.

April 2, 2025

Should you elect S-corp status for your California LLC?

How the S-corp election works, when it actually saves tax, and the California-specific rules to watch out for. A practical walkthrough for LLC owners.

March 10, 2025

Small business bookkeeping in Contra Costa County: what to expect

What good bookkeeping actually looks like for a Contra Costa County small business — and the local rules that trip up out-of-area providers.

February 4, 2025

Responding to an IRS CP2000 notice (don't panic — but do respond)

A step-by-step walkthrough of how to read, evaluate, and respond to an IRS CP2000 automated notice — the most common IRS letter Bay Area residents receive.

January 14, 2025

Do I need a tax professional for my LLC in California?

When a California LLC actually needs a licensed tax professional — and when a bookkeeper or DIY software is enough. Written for Contra Costa County business owners.